Workers’ Compensation Insurance in Fort Worth, TX

Workers’ compensation insurance can help provide financial protection for your Texas business. State laws regulate workers’ compensation coverage, and requirements vary.

Texas companies may have the option to opt out of the state’s workers’ compensation system.

It’s crucial for businesses in Texas to carefully consider the potential benefits of purchasing workers’ compensation coverage. Contact Cornerstone Independent Insurance Agency LLC in Fort Worth, TX, to learn more about this critical business insurance coverage.

What Does Workers’ Compensation Insurance Cover?

Workers’ compensation policies are designed to cover medical expenses and lost wages for employees who are injured or become ill due to their jobs. This includes everything from minor injuries to long-term illnesses directly related to job duties.

Beyond immediate medical costs, this insurance may also help cover rehabilitation expenses to help employees return to work, including physical therapy and retraining if they can’t perform their previous job.

How Much Does Workers’ Compensation Insurance Cost?

The cost of workers’ compensation varies based on several factors, including your industry, the number of employees, the nature of their work and your company’s claims history. Higher-risk industries typically face higher premiums. Your agent can help you compare workers’ compensation policy quotes.

How to Get Coverage

Contact Cornerstone Independent Insurance Agency LLC today for a personalized workers’ compensation insurance quote.